A2A
News about Account-to-Account (A2A), PayTo, PayID, BECS and AP+
Fintech
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Sep 10, 2026
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Fintechs push RBA to open NPP access and unlock A2A competition
Australian fintech heavyweights led by Airwallex, Adyen, Azupay and Digital Economy Council has put access to the NPP at the centre of the RBA’s regulatory review, calling for intervention to turn A2A into “genuine” competition.
A2A
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Sep 9, 2026
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Debit tips into double digits and pulls away from credit
Debit card spending grew 10.1% over the 12 months to July to $693.2 billion, in the first double-digit reading since late 2023. Credit managed 7.2%, to $477.7 billion. Its own rate edged up from 7.1%, but the gap to debit widened to 2.9 percentage points.
A2A
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Aug 12, 2026
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Reforms converge to reshape PayTo protections as demand for card alternative grows
Three reforms are converging to strengthen PayTo, delivering stronger consumer protections, clearer fraud liability and greater confidence in account-to-account payments as merchants search for trusted, low-cost alternatives to cards.
A2A
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Aug 12, 2026
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What can we learn from Malaysia on A2A retail?
Ubiquitous, domestically-owned, cheaper and faster, account-to-account (A2A) retail payments are booming in Malaysia, so why isn’t it taking off in Australia?
A2A
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Jul 29, 2026
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Why isn't the NPP at the checkout?
Nearly a decade after the NPP launched, you still can't use it to pay for your coffee, your haircut, or your movie ticket. As the RBA launches its next review of retail payments Vibhu Arya, the former Country Leader for Payments & Financial Services at IKEA Australia New Zealand, explores why he thinks better NPP access for fintechs will open the door to A2A payments in retail.
