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A2AA2A
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Recurring bill payments to help boost NPP real time migration
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Recurring bill payments to help boost NPP real time migration

Shifting enterprise and recurring bill payments to the New Payments Platform (NPP) forms part of a plan to accelerate the migration of transactions onto the real time network, as the industry races towards the proposed closure of the Bulk Electronic Clearing System (BECS) in 2030.

First PayDay News Edition

First PayDay News Edition

We felt it was the right time to launch a monthly, independent publication that provides in-depth analysis and views on payments issues that impact all Australians and businesses.

AnalysisAnalysis
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August RBA Stats: Annual value of debit/credit card purchases
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August RBA Stats: Annual value of debit/credit card purchases

Presented by Peter Drennan, Senior Business Analyst

AnalysisAnalysis
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August RBA Stats: Debit cards growth trends
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August RBA Stats: Debit cards growth trends

Presented by Peter Drennan, Senior Business Analyst

A2AA2A
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August RBA Stats: Elements of Account-to-Account Payments
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August RBA Stats: Elements of Account-to-Account Payments

Presented by Peter Drennan, Senior Business Analyst

CashCash
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August RBA Stats: Cash usage growth trends
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August RBA Stats: Cash usage growth trends

Presented by Peter Drennan, Senior Business Analyst

AnalysisAnalysis
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August RBA Stats: Credit cards growth trends
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August RBA Stats: Credit cards growth trends

Presented by Peter Drennan, Senior Business Analyst

Merchant FeesMerchant Fees
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Excessive card fees for small business stoke inflationary fire
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Excessive card fees for small business stoke inflationary fire

At Mr. X Café in Mudgee, NSW, Mark Newman roasts his own coffee and attracts a steady stream of customers every morning. Most pay by debit card - now widely seen as the “new cash” - while some use credit, and others still use cash. He charges them using Square, one of the independent fintech companies providing point-of-sale services for small businesses.

LCRLCR
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Is the RBA about to blend the battle for lower merchant fees with its war on inflation?
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Is the RBA about to blend the battle for lower merchant fees with its war on inflation?

“Given the RBA’s present priority on curbing retail inflation, an emerging question is whether Governor Michele Bullock will be looking to recast the battle over merchant fees as a macroeconomic concern.”

AP+AP+
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Mobile soars with concerns over cost & competition
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Mobile soars with concerns over cost & competition

The Reserve Bank of Australia has released new data about the growth of mobile wallet card transactions, while also flagging concerns about costs and competition.

A2AA2A
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The real story on real time
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The real story on real time

With only five years to run until the proposed closure of the Bulk Electronic Clearing System (BECS), the New Payments Platform (NPP) has just 10% of Account-to-Account (A2A) payments.

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